SPRINGFIELD, Va. – September is the start of the nation's boat haulout and winter storage season. As boaters prepare their vessels for a long winter nap it’s time to check the boat’s insurance policy for “Ice and Freeze” coverage. This coverage is sometimes offered as a policy rider or endorsement and is affordable, so you may want to check your policy now.
For boats stored in states where below freezing temperatures are the norm, Ice and Freeze coverage takes care of winterizing mistakes that can leave your engine unprotected when temperatures tumble or when winter storms knock out the heat to indoor boat storage facilities. However, even boats located in temperate states that are winterized and stored in the water can be hit be hit by sudden cold snaps.
“Ice forming inside a poorly winterized marine engine block creates a tremendous amount of force causing damage that you may not learn about until springtime,” said GEICO Marine Insurance Vice President Mike Pellerin. “When freeze damage occurs after a do-it-yourselfer winterizes his or her boat, having Ice and Freeze coverage can help protect the boat owner.”
This affordable coverage does come with one caveat: Most insurers do not offer the coverage once temperatures drop, usually the end of October, so check with your insurer before then. BoatUS offers GEICO Marine Insurance policies that can add this coverage for as little as $25. To get a free quote, go to BoatUS.com/Insurance.
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Adding Ice & Freeze coverage to your boat insurance policy may be a smart option for boats in winter storage, but you can only get it before the end of October.Learn more: https://bit.ly/32v5cDI @BoatUS #geicomarineinsurance
About Boat Owners Association of The United States (BoatUS):
Celebrating more than 50 years, BoatUS is the nation’s largest organization of recreational boaters with more than 700,000 members. We are the boat owners’ voice on Capitol Hill and fight for their rights. We are The Boat Owners Auto Club and help ensure a roadside trailer breakdown doesn’t end a boating or fishing trip before it begins. When boats break down on the water, TowBoatUS brings them safely back to the launch ramp or dock, 24/7. BoatUS offers GEICO Marine Insurance policies that give boat owners affordable, specialized coverage and superior service they need. We help keep boaters safe and our waters clean with assistance from the nonprofit BoatUS Foundation for Boating Safety and Clean Water. Visit BoatUS.com.